Not a Joke

Friday, May 14, 2010

The second quarter of 2010 didn’t start off that great. April 1 came and I got a call from my dad. He said to me, “You need to call your insurance company, you’ve got a water leak at the townhouse.” Dad doesn’t kid. Ever. Awesome. I call the insurance company and Dad says he will handle things, he’s already called someone he knows and they’ll be over to look at it. He sends me pictures later that day to reveal the extent of the damage. It’s bad. Long story short, lady renting townhouse plugged toilet, toilet overflowed, “blackwater” saturated master bathroom upstairs and leaked through the ceiling downstairs. Repair cost is in the neighborhood of $10K, PLUS our $1K deductible. Glad it was covered.

So, for some reason, the insurance company makes out the repair check to me, the contractor, and the mortgage company. Apparently this is normal. I have to send it to the mortgage company, they sign and return it, I sign it and send it to the contractor. Which would have worked out great except that there was a mix-up and the wrong mortgage company was listed on the check. I got a new check cut, but they left off the contractor’s name this time. So, we call and the insurance company is fine with it like that. I send it off to the mortgage company and we have to go visit Mom & Dad to drop off the check with the contractor, because I’m not willing to send an endorsed check for $7K, even via FedEx. So we get to drive for 3 hours. After a long work week. Skippy.