A little info

Sunday, May 2, 2010

Since it will be important to know this later, here’s some background information about me and Hubby. Between you and me, I quit taking BCPs in September, so that I would [hopefully] quit losing my hair. Yeah, that was fun. I noticed that there was maybe 1/3 of the hair I had in high school in my ponytail. And Mom was all nonchalant about it, saying, “Yeah, when I took them I quit because I started losing my hair.” Thanks for the heads-up, Mom. I used to be (before BC) regular like a clock – to within a few minutes. And then, once on BC I was too, and I could control it. I would highly recommend, to anyone who can take BCPs, to utilize the fewer periods per year option. It can be done with standard BCPs, the ‘special’ ones aren’t required. Ask me if you have questions.

So, yeah, we’ve been utilizing my least favorite method since then. You’re smart, figure out what it is. I know I’m not the only one who hates ‘rubber crotch’, so don’t judge me like that. I’m just willing to admit it, and whine and complain whenever it becomes an issue. And I’m allergic to wool, so lambskin is NOT an option. We know that it is not exactly the most foolproof method out there, but it’s pretty good, and that’s okay.

Before I go any further, you must understand something about Hubby. I love him to death, but sometimes he drives me crazy. It took him six months to buy a car. It took him about as long to pick out an engagement ring and buy it. It took him a year and a half to buy a house, once I told him I refused to move from a 3BR townhouse to a 2BR apartment. He’s cheap, and stubborn. So, ‘having a baby’ means planning, planning, planning and planning. And also saving, saving, saving. The man doesn’t do anything spontaneously, unless it costs less than $2K. We bought a TV for Valentine’s Day on a whim, but that was less than $2K, and a good deal.

We’ve been talking about babies for a while. EVERY time I bring it up, the timeline is ALWAYS 2 years. ALWAYS. When we first got married it was two years. Now, almost two years later, it’s still two years. So, finally, I asked if there were a better guide. That’s when he came up with the “I want to be able to afford to have a baby.” This ain’t my first trip to the rodeo guys. I’ve had a baby. You’re NEVER able to ‘afford’ a baby. They cost too stinkin’ much. I humored him. We did the math, like good engineers, and figured out what we would have to do to afford a little one. It worked out to paying off the equity line on the townhouse. Then, we’d just have the two mortgages, my student loans, and our utilities and stuff. (Be reasonable people, the student loans are at 1.625% interest over 20 years! I’m not paying those off early! Besides, its $119/month.)

We’re trying to pay off the equity line on the townhouse (mostly because I can’t stand paying 7.79% interest), and then we can technically live off Hubby’s salary, assuming the townhouse stays rented. That happens in August. Actually, the last payment is made while we’re in Glacier. So, the plan is to consider starting to try to have a baby then.